![]() I also pack traveler's checks for use with places that still accept them (few and far between) and as emergency backup since they're replaceable if lost or stolen. They can be used as backup if the ATM card/s are lost or not working - you can get a cash advance do avoid paying interest you can front load the account before you leave or using safe wifi. We take credit cards, too, but rarely use them since many places don't accept them and many others tack on a fee - we've seen as high as 10% - for their use. ![]() All transport providers heading from the airport will take US cash we bring quetzales from a previous trip and/or access funds from an ATM and pay almost exclusively with local currency after that. I think you have to count on ATMs to be malfunctioning or without cash sometimes and just not cut it too close.
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